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At Innocapital we strive to maximize your return on investment in real estate through innovative finance.

Financing Expertise

At Innocapital, we strive to maximize your return on investment in real estate through innovative finance.  We are experts in analyzing and underwriting real estate.  Innocapital structures and negotiates tailored commitments; then we manage the funding process and ensure delivery of on-time capital.  Our drive for clarity creates solutions that allow both sides to make confident business decisions. 

A Clear Direction

Our clients tell us they depend on the quality of service and thoroughness that they receive from our team.  They expect us to understand their financial objectives from all angles and deliver financing solutions that provide them with flexibility and growth potential.  


Innocapital is built on three decades of experience in the Canadian mortgage industry.  Through consistent and disciplined work, our team has built relationships and earned the trust of Canada’s largest financial institutions, pension funds and life insurance companies resulting in billions of dollars of mortgage commitments across Canada.


Our team works with both the borrower and lender to find a solution that works for all parties.
Fred J. Harris
Principal, Broker
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Fred J. Harris

Principal, Broker

Fred Harris began his real estate career as Executive Vice President of a Winnipeg-based real estate development and property management company. In 1991 he relocated to Calgary joining Metropolitan Trust Company as Senior Account Manager. In 1993 he opened Canada ICI’s Calgary office.

During Fred’s 30-year career in real estate, he has been involved in development, syndication, property and asset management, property management on behalf of court-appointed receivers, default mortgage, consulting and real estate financing. His extensive financial experience and enthusiasm for real estate is evident in every transaction he handles.

Mr. Harris has professionally brokered individual real estate financings ranging from $500,000 to $650 million mortgage loan single transaction. From 2005 through 2010, Mr. Harris arranged well over $2 billion in mortgages throughout Canada earning him recognition by industry leaders as an expert in the mortgage lending business.

Fred is a licensed Mortgage Broker in the province of Alberta, and a member of the Canadian Association of Accredited Mortgage Professionals.

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Nicole Harris

VP Corporate

Nicole is responsible for the management of Innocapital’s corporate finances and she oversees and provides support in administration, accounting and regulatory compliance.

Having been involved in commercial real estate for the previous 20 years, Ms. Harris brings extensive industry experience to Innocapital with particular expertise in valuation. She is an accredited commercial real estate appraiser holding her AACI (Retired) designation from the Appraisal Institute of Canada since 1990.

Prior to joining Innocapital Ms. Harris successfully operated her own appraisal and property tax consulting company.


Innocapital Corporation is licensed under the following provincial jurisdictions:

Real Estate Council of Alberta (RECA)

Financial Services Commission of Ontario (Brokerage License #12252 / Fred Harris M12000803)