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WHERE WE CAN HELP

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Innocapital’s team has funded well over three billion dollars in financing over the past five years in markets across Canada. Backed by decades of combined real estate knowledge and experience, our insight crosses all real estate asset classes – multi-family, industrial, retail, office, land development and seniors’ housing. All of our resources are available to every investor – large real estate portfolios to those with a single property.

INNOVATIVE FINANCING SOLUTIONS

In every transaction our financing structures are strategically tuned to meet our clients' capital constraints and development challenges

OUR SERVICES

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Multi Family & Affordable Housing
Innocapital connects lenders and borrowers. We bring clarity and solutions to all types of multi-family and condominium projects including CMHC, conventional construction and permanent loans for row or townhouse projects; project loans for low-rise, mid and high-rise condo and rental projects. Experts in CMHC and conventional financing, we handle the entire application and funding process. Typical loan parameters can range up to 100% of costs not exceeding 85% of appraised value.
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Retail
Retail properties come in many forms: big box outlets, regional and neighborhood shopping centres and strip malls, to name a few. We have secured tailored financing in major centres, suburbs and small towns. Innocapital has provided borrowers with construction and takeout mortgages with financing up to 85% of construction costs and up to 75% of appraised value.
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Seniors Housing
Innocapital works as partners with private developers to bring clear and innovative solutions to all forms of seniors' housing: life lease, active lifestyle, independent living, assisted living, congregate care and nursing facilities. Our Capital Intelligence ensures we're aligned with the ever-changing details that need analysis when financing senior housing projects. We regularly secure construction financing and then assist with the takeout financing, converting it to long-term financing with conventional and CMHC insured lenders.
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Office
Clarity in the details leads to competitive financing solutions for office projects in markets across Canada. Our team has successfully financed Class "A" through "C" office buildings located within central business districts and suburban markets.
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Industrial
Our capital intelligence across Canada has enabled Innocapital to secure financing for industrial construction, acquisition and mortgage refinancing. We bring insight to securing funds for multi-tenant, single-tenant, owner occupied and build to suit industrial properties. Our comprehensive dossier articulates your needs to selected lenders that best suit your transaction.
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Land & Servicing Loans
Land financing is the first step to the success of your development. Innocapital works as your advocate to obtain financing for land, lot servicing, and lot inventory financing. The loan depends on the development timeline, zoning status and developer strength and experience.
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Mezzanine Loans
Experienced in bridge financing for all classes of real estate assets, Innocapital works with Canada's mezzanine lenders to secure up to 100% financing to meet borrowers' equity requirements.
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Specialty Loans
The Innocapital team has secured construction, inventory loans, builder loans and term financing for a wide range of specialty projects: modular home park communities, self storage facilities, hotels and motels. We work hard on every transaction to see your perspective and secure the best financing available in the market.

Testimonials from our Developer & Investment Clients

Westman Village
For 37 years, my father and I have always dealt at the highest levels with the banking community, many times, maxing out their single client borrowing capacity.
With Westman Village, came components of 993,997SF of above ground construction, commercial development, restaurants, rental, seniors and for-sale condominiums. Because of it’s configuration, Westman Village was a project that had to start all at once – all of the servicing, all amenities and all parkades. It turned into a mega project to finance.
Innocapital was able to take this extremely complex project and break it down so we could communicate the financial complexity simply. They put together a financial package for the various financial institutions for their review that was at a level that could literally be given to their credit divisions.
The end result was that not only did we have our financing fully subscribed but it was actually oversubscribed with more lenders wanting to get involved than was required. This simply could not have happened without Fred Harris’ stewardship and his understanding of the financial institutions’ innerworkings.
As my dad used to say, it’s easy when you know how – and Fred and his team know how.
Jay Westman
Chairman and CEO
Hawthorn Retirement Group
We were particularly impressed with how Fred took the time to really learn our business. Rather than having a broker mentality, he is relationship-driven and he operates with a business-partner mentality. And we now look at him as a business partner.
Mark Burnham
Sherwood Developments
Innocapital is a consistent and reliable source of credit. They have a pipeline to a multitude of lenders and CMHC. They have been acting as an advocate for our business for over twenty years. Innocapital is relationship – drive and we rely upon them as our business partner.
Fausto Pereira

Let us help you reach your financing goals